by Tom Kutzen | Oct 5, 2022 | Finance, Financial Literacy, Tom Kutzen
A credit score is a vital factor to consider regarding your financial health. It can help lenders determine if you are a responsible borrower and approve you for new loans. Having a high score can also help you lower your interest rates. There are a variety of simple...
by Tom Kutzen | Sep 14, 2022 | Financial Literacy, Tom Kutzen
One of the most frightening things about retiring from work is the end of your regular paycheck. Having a hard time saving for your retirement may seem like a daunting task. Before you retire, you must understand how much money you need to save to make informed...
by Tom Kutzen | Jul 8, 2022 | Finance, Financial Literacy, Tom Kutzen
Some people think the best way to ensure they don’t lose their hard-earned money is to invest in long-term plans and keep everything on paper. But what happens when you’re too old, sick, or don’t have the means any longer? If you don’t know...
by Tom Kutzen | Jun 10, 2022 | Finance, Financial Literacy, Tom Kutzen
A yield curve is the set of all possible interest rates or yields over time. There are many options for the shape of a yield curve, ranging from one to five-year notes to ten-year bonds. It can also break down into two parts: a short and long end. The abrupt end...
by Tom Kutzen | Apr 25, 2022 | Finance, Financial Literacy, Tom Kutzen
The money market is a marketplace where banks, credit unions, and other financial institutions trade their excess cash. The term “excess cash” refers to a financial institution’s cash. Know the pros of investing in the money market The money market...
by Tom Kutzen | Apr 13, 2022 | Finance, Financial Literacy
The following helpful information is not a recommendation, but for those wishing to participate in the digital coin realm, here is some useful information. Cryptocurrency has been a hot topic lately. However, it’s been around for quite some time. Bitcoin is...
