by Tom Kutzen | Oct 5, 2022 | Finance, Financial Literacy, Tom Kutzen
A credit score is a vital factor to consider regarding your financial health. It can help lenders determine if you are a responsible borrower and approve you for new loans. Having a high score can also help you lower your interest rates. There are a variety of simple...
by Tom Kutzen | Aug 11, 2022 | Finance, Tom Kutzen
A bear market is a type of market condition that occurs when the prices of securities fall significantly from their recent highs. It can be triggered by widespread pessimism among investors. Although bear markets are usually associated with the overall decline in the...
by Tom Kutzen | Jul 8, 2022 | Finance, Financial Literacy, Tom Kutzen
Some people think the best way to ensure they don’t lose their hard-earned money is to invest in long-term plans and keep everything on paper. But what happens when you’re too old, sick, or don’t have the means any longer? If you don’t know...
by Tom Kutzen | Jun 10, 2022 | Finance, Financial Literacy, Tom Kutzen
A yield curve is the set of all possible interest rates or yields over time. There are many options for the shape of a yield curve, ranging from one to five-year notes to ten-year bonds. It can also break down into two parts: a short and long end. The abrupt end...
by Tom Kutzen | Apr 25, 2022 | Finance, Financial Literacy, Tom Kutzen
The money market is a marketplace where banks, credit unions, and other financial institutions trade their excess cash. The term “excess cash” refers to a financial institution’s cash. Know the pros of investing in the money market The money market...
by Tom Kutzen | Apr 13, 2022 | Finance, Financial Literacy
The following helpful information is not a recommendation, but for those wishing to participate in the digital coin realm, here is some useful information. Cryptocurrency has been a hot topic lately. However, it’s been around for quite some time. Bitcoin is...
